George Zehel
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Articles
Recent activity by George Zehel-
What Is a Payment Plan and How Do I Track It?
In some cases, we arrange payment plans with members to gradually bring their loans back to "current" status. If Celink arranges a payment plan, the plan’s details appear on the Loan Performance pa...
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Do I Need Special Software to Use Celink Patient Solutions?
No—that’s one of the real benefits of using Celink Patient Solutions. You simply need a computer with access to the internet, an email account, plus Adobe Reader (Version 7.0 or higher), which is t...
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What Happens if a Member Dies?
If a member dies while their loan is in repayment, we require the executor or administrator of the estate to send a death certificate to us. We then file a claim against the member's estate to atte...
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What Should an Investor Expect When a Loan Payment Is Late?
Delinquencies are a natural component of investing in Notes. When members fall behind on their payments, Celink makes significant efforts to contact them, collect outstanding payments, and bring th...
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Where Do I Find Statements and Forms?
To find your monthly, year-end, and tax statements, if applicable: Sign into your Member Center. Click your account name in the upper-right corner. Select Statements or Tax Forms. If you have a...
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Is There a Summary of Annual Earnings for My Account?
Celink provides a yearend statement that summarizes your account activity, including how much interest you’ve earned and information regarding Notes tied to loans that have been charged off. Consul...
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How Do I Track My Overall Rate of Return?
A rate of return is a net gain or loss on an investment over a specific time period. It’s expressed as a percentage of the initial cost of the investment. There are several different methods to cal...
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Why Is There a Pending Withdrawal in My Account?
If you see a pending withdrawal in your account, it may be for a couple of reasons: You scheduled a transfer of available cash to your bank account that hasn’t yet cleared. Transfers take four bu...
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How Does Celink Bank Take Loan Payments?
Celink Bank issues and services loans and collects principal and interest payments from members. Generally, we distribute collected payments, less the 1% service fee, to investors who hold correspo...
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How Is the Service Fee Collected?
Celink charges an investor service fee of 1% of the number of borrower payments received by the payment due date or during applicable grace periods. The service fee is not an annual fee and may, th...