How Long Does It Take to Get Approved for a Lending Product?

Our process is fast—most members are approved within a few hours.¹ The exact turnaround time you’ll see for your application will depend on your unique details. Once you submit your application, we start confirming the information you entered about your identity, employment, and income.

If we need any additional details or documents, we’ll let you know through your To-Do List, so check in on that regularly. You can also sign into your Member Center anytime to check your loan status.

For more details on the loan process as a whole, read How do I get a loan?

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• Documents we may ask for
• Connecting and verifying your bank account
• Confirming your employment

1. Between April 2022 and June 2022, Personal Loans issued by Celink Bank were approved within 2 hours, on average. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors.